Small Business Administration Loans

Acquire Capital Plus is a preferred provider of SBA loan packages, meaning that we are given the opportunity to oversee application approval for our clients. This means access to the guarantees and rates the Small Business Administration makes available to help emerging companies without the long wait times that can accompany applications through providers who have not yet achieved preferred status.

504 Loans

The 504 program is designed to help with a variety of financing needs, including the purchase of facilities and the funding of equipment for qualifying companies. Financing up to $12 million is available, and the main restrictions are on the company size and the use of the property for any property acquisitions. Company size restrictions are based on industry, meaning your business must meet one of the following criteria:

  • Manufacturing companies with under 500 employees
  • Service companies with under 100 employees
  • Retail companies with under $6 million in annual sales receipts
Loans for equipment are available for up to 80% of the purchase price, and real estate loans are available for up to 90% LTV.

7a Loans

Our SBA loan offerings also include access to the popular 7a program, which provides loans in the range of $200,000 to $5 million. These loans are useful for not only the acquisition of property, but also its construction or rehabilitation, as well as equipment financing and even business acquisition financing. In addition to those opportunities, 7a loans are also the ideal small business loans for debt refinancing, because they are guaranteed the same rates as other Small Business Administration loan programs and they are able to finance up to 100 percent of the debt consolidation.

When your company is getting ready to turn a corner in its development, Small Business Administration loans are designed to help you plot a course toward sustainability and growth. Talk to one of our associates today to find out how our SBA loan offerings are designed to suit the needs of your company.